Money has changed from cash to bank transfers and now crypto. Today, millions earn in crypto, save in USDT, and send money across borders in seconds.
AfriChange Technologies Limited, a Canada-based remittance company with strong African markets, is expanding its platform into that space.
The company has introduced three new features: USD virtual accounts, stablecoin funding options, and a “Pay with Crypto” service to simplify remittances and meet the needs of Africa’s growing digital asset community.
AfriChange is solving real user problems in Africa
Deposit fees have long frustrated African remittance users, often adding hidden costs to already expensive transfers. AfriChange’s new USD accounts are fee-free, giving users a more efficient way to hold balances, convert currencies at competitive rates, and send onward payments.
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The innovation goes deeper: these USD virtual accounts can now be funded directly with stablecoins like USDT and USDC.
Users can transfer funds from exchanges like Coinbase or Bybit into their AfriChange wallets to bypass peer-to-peer trading and unfavourable exchange rates. Businesses, too, can now receive payments using stablecoins.
This development recognises a rapidly shifting financial system. According to Chainalysis, Sub-Saharan Africa processed more than $205 billion in on-chain flows between July 2024 and June 2025, a 52 per cent increase year-on-year. In Nigeria alone, about 25.9 million people—nearly 12 per cent of the population—use digital assets.
Also, the new feature “Pay with Crypto” allows users to fund remittance transactions directly with stablecoins, while recipients still get their money in local fiat currencies through standard banking channels.
This design bridges the divide between crypto and traditional money flows. For example, someone sending USDC from London can ensure their family in Africa receives their local currency instantly—without needing the recipient to touch crypto.
Explaining the strategy, AfriChange said: “We are going to close down business on NairaEx, but then we’re also integrating a lot of what NairaEx does into Africhange so that Africhange becomes a much more robust remittance platform.”
By consolidating operations from its sister company NairaEx, they intend to build a unified, comprehensive financial platform that caters to crypto users and those who prefer traditional methods.
Stablecoin also enable its existing infrastructure
Their existing infrastructure also enables them to push into stablecoins. The company is licensed in Nigeria, the UK, Canada, and Australia and has an active remittance market across Africa, Europe, and North America.
The company explained why this step was natural: “It is a lot easier for us to start with this crypto direction because we have the wheels and all of the infrastructure we need to go in this direction.”
With this infrastructure in place, they are betting on users at the intersection of diaspora remittances and cryptocurrency adoption—freelancers, small businesses, and everyday senders who want reliable alternatives to expensive peer-to-peer markets.