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Home Mobile Apple

Apple Discontinues Buy Now, Pay Later Program, Shifts to Third-Party Partnerships

Ladele Joy by Ladele Joy
June 20, 2024
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Apple Discontinues Buy Now, Pay Later Program, Shifts to Third-Party Partnerships
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Apple Pay Later, the consumer lending business, will no longer be available. The program became available in October 2022 and enabled customers to buy products without interest or fees. Surprisingly, in less than a year since the service was introduced, Apple has discontinued it.

This move represents a notable change in the company’s approach as it seeks to collaborate with external providers to offer clients a range of choices for instalment loans.

Apple Pay Later was created to offer consumers a hassle-free and user-friendly purchase method without making total upfront payments. The initiative presented a fresh and imaginative alternative to the conventional finance structures, which is why it was initially met with such excitement. However, it seems Apple has shifted its focus towards other opportunities.

Read also: Affirm Buy Now, Pay Later to Join Apple Pay

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The discontinuation of Apple Pay Later has sparked inquiries into the future of consumer financing and the involvement of Internet businesses in this domain. With Apple’s recent decision to collaborate with other providers, observing the impact on the market will be intriguing.

Apple Pay Later & Installment Loans

Exciting news awaits Apple customers! Soon, more instalment loan alternatives will be available for their benefit. These products will be available through various lenders and credit and debit cards, making them easily accessible to customers. Stay tuned for more updates!

This strategy change represents a notable departure from the company’s previous approach, which primarily centred on exploring internal funding options. With the new collaborations, users will have broader financing options. This includes the availability of credit cards and instalment loans to meet their needs.

Users of the wallet app who have signed up for Apple Pay Later can effortlessly handle and repay their loans. Unfortunately, discontinuing the program will prevent new users from benefiting from the service. Customers who used Apple Pay Later for their financial needs may find this adjustment inconvenient.

Read also: Apple Pay, now available in Morocco

The Future of Consumer Financing Post-Apple Pay Later

The discontinuation of Apple Pay Later has sparked inquiries into the future of consumer financing and the involvement of Internet businesses in this domain. It will be fascinating to observe the impact of Apple’s choice to prioritise collaborations with external suppliers on the market.

The action suggests a shift towards a more conventional financing model, where technology companies prioritise providing platforms for customers to access financing options.

Apple’s recent move to discontinue Apple Pay Later marks a notable change in the company’s approach. By collaborating with other providers, users will access a broader selection of financing options, such as credit cards and instalment loans.

Observing the market’s response and the potential shifts in technology companies’ involvement in consumer financing will be fascinating as the company moves forward.

Tags: AppleBuy NowPay Later Program
Ladele Joy

Ladele Joy

Ladele Joy is a content writer and tech reporter specializing in entertainment and gaming. She crafts engaging stories that connect with readers. Joy brings curiosity and creativity to every piece she writes.

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